Know what you have.
See where you're headed.
Private Swiss wealth projections.
From now to retirement.
Free · No credit card
Built for Swiss wealth
Pillar 2 & 3a built in
Pensionskasse and Säule 3a, tracked and projected like the rest of your wealth.
Property & mortgage included
Home value and amortisation — part of your net worth, automatically.
Live exchange rates
All your foreign assets converted to CHF.
Updates itself every month
Pillar 2, Pillar 3a and loans update themselves. The rest takes 5 minutes a month.
Free · No credit card
Your estimated retirement in one place
We cannot read your financial data.
Clarity in 10 minutes
Today's number is easy. The number at 65 is not. Wertly gives you both.
Add what you own
And what you owe: accounts, investments, property, pension, mortgage. Entered once, in about 10 minutes.
See one number
Your full net worth in a single clear figure. Deliberately simple.
Look into the future
See your projection for any year ahead — right through to retirement.
Become a founding member
CHF 79 billed yearly
One payment — no subscription
30-day money-back guarantee
Free · No credit card
Quick answers
Who is Wertly app for?
Wertly is built for people in Switzerland who want a clear big picture of their finances — savings, investments, property, loans and pensions — in one private place. Whether you're planning for retirement or aiming for financial independence, Wertly shows where you stand and where you're headed.
Who is Wertly not for?
If automatic bank sync matters more to you than privacy, Wertly isn't the right fit. We chose privacy on purpose — your data never leaves your device. About 5 minutes once a month is all it takes to keep your whole financial picture in your own hands.
Do I connect my bank?
Never. You add your balances yourself — about 5 minutes once a month. Currency rates update automatically. Nothing to connect, nothing to leak.
Is the projection realistic?
It's built on Swiss pension logic — Pensionskasse, Pillar 3a, property, mortgages and more. But every figure comes from the assumptions you enter yourself. We estimate from those assumptions; we never predict the future. We don't claim the modelling is perfect, and we keep improving it.
Who sees my data?
No one. Your data is encrypted on your device before it leaves it. Our servers only ever see ciphertext — even we can't read your numbers.
How long does setup take?
About 10 minutes for a complete picture. After that, about 5 minutes once a month.
What happens after the 14-day trial?
Your data stays encrypted on your device, and you can export it whenever you like. If Wertly has earned its place, pick a plan and carry on. If not, nothing is lost and nothing is charged — the trial never asked for your card. And if you decide to subscribe later, just come back: your data will be right where you left it — as long as you keep your recovery key.
What if I lose my phone?
Your personal recovery key restores everything on a new device in seconds. Keep it safe — it's the only way in.
What if I lose my recovery key?
Then we cannot help you — nobody can. Your recovery key is the only way back to your data, whether you're moving to a new phone or restoring access. That's the honest price of strong encryption: because we chose a design where we cannot read your data, we also cannot recover it. Without the key you'd have to start over and enter everything again. Store your recovery key somewhere safe.
Know where you’re headed.
Your wealth today, your number for the future — in one private app.
Try for 14 daysFree · No credit card